Opinion | How Biden can enlist insurance companies to get covid-19 tests to all Americans

In recent years, some insurance companies have started rewarding preventive measures through pilots such as reducing premiums for smokers who participate in counseling and nicotine replacement. And thanks to the Affordable Care Act, many preventive services such as cancer screenings are offered free of charge. I’m suggesting the Biden administration take it a step further and ask insurance companies to lower costs for those who abide by covid-19 health measures — and, in time, physicals, mammograms and colonoscopies. No one should be denied health care if they become ill, but why not give direct compensation to encourage better health?